Three Types of Liability Insurance Policies The Woodlands TX to Procure

The importance of procuring insurance cannot be overstated. This is a safety measure for your business that is readily available for purchase. There are several types of business insurance policies at your disposal. Working with a professional provider near you is a great way to become familiar with the different types of coverage.

Here are three types of liability insurance policies The Woodlands TX to consider.

Professional Liability

Professional Liability Insurance is also known as Omissions and Errors coverage. This type of policy covers your company against legal action when negligence is involved. Negligence in this category is often a cause of errors or omissions. It covers licensed professionals such as accountants, attorneys and engineers among others. This policy is a safety net in case you miss something that turns out to be catastrophic in the eyes of a defendant.

Employment Practices

Society is becoming increasingly litigious. When your company hires new staff members, your human resources department is trying to fill each open position with a professional that is the best fit. In case there is an issue, Employment Practices Liability Insurance covers everything except for on-the-job injury-related claims such as wrongful termination, discrimination and sexual harassment.

Directors and Officers

The directors and officers of a company are the face of that organization. Insurance for them covers statements they make that are deemed misleading or harmful. Corporate reimbursement coverage, personal liability and entity coverage are available.

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